Terms of Use

1. Eligibility & Account Registration

PayFluence is open to individuals aged 13 years and above. By creating an account, you confirm that all information you provide is accurate and truthful. You are solely responsible for maintaining the confidentiality of your username and PIN passcode.

You may only register one (1) account per device and per IP address. Creating multiple accounts — whether through VPNs, shared devices, hotspots, or other means — to bypass this restriction is strictly prohibited and will result in permanent suspension of all associated accounts.

2. Earning & Task Completion Rules

PayFluence offers rewards through sponsored micro-task campaigns and a referral program. To receive payment, you must complete tasks fully and honestly, following all instructions as described in each campaign.

• Submitting fraudulent, copied, or fabricated proof screenshots is strictly prohibited.
• Each task may only be submitted once per account. Duplicate submissions across devices or IP addresses will be rejected.
• Tasks must be completed before their deadline where specified.
• Proof submissions that do not meet the campaign requirements will be rejected, and a penalty deduction may be applied to your balance.
• Only one account per unique device (identified by device token) or network IP may submit each task.

3. Referral Program

You may invite friends to join PayFluence using your unique referral link. Referral rewards are credited in two milestones:

• ₦50 is credited when your referred friend completes their first approved task.
• An additional ₦50 is credited when they complete their second approved task.

Referral rewards are subject to the same anti-fraud and verification checks as task rewards. Attempting to self-refer, refer fake accounts, or exploit the referral system will result in account termination without payment.

4. Withdrawals & Payouts

You may request a withdrawal of your available balance at any time, provided you have a valid linked bank account. Withdrawal requests are processed by our admin team and settled to your registered bank account.

• Withdrawal requests enter an "In Review" status immediately and the requested amount is locked from your withdrawable balance until the admin settles or rejects it.
• We reserve the right to withhold or delay payment pending fraud verification.
• Providing false bank account details to redirect payments is fraudulent and will be reported.
• Withdrawal availability may be suspended temporarily for maintenance or account investigations.

5. Account Suspension & Termination

PayFluence reserves the right to suspend, restrict, or permanently terminate accounts that violate these terms, including but not limited to:

• Creating multiple accounts on the same device or IP address.
• Submitting fraudulent task proofs or fabricated screenshots.
• Exploiting referral programs with fake or self-referred accounts.
• Attempting to circumvent anti-fraud systems (e.g., using VPNs or proxies to complete tasks).
• Engaging in abuse, harassment, or spamming of the platform or other users.

Suspended accounts forfeit all pending and accrued balances. PayFluence is not liable for any loss of unclaimed earnings resulting from account termination due to policy violations.

6. Anonymous Messaging

The anonymous messaging feature is provided for honest, good-faith communication. You agree not to use it to send threatening, defamatory, hateful, sexually explicit, or otherwise harmful messages. PayFluence is not responsible for the content of anonymous messages received by users but reserves the right to investigate and remove reported messages.

7. Changes to Terms

PayFluence may update these terms at any time. Continued use of the platform after changes are published constitutes your acceptance of the revised terms. We will endeavour to notify users of material changes via our official WhatsApp community group.

8. Contact

If you have any questions or concerns regarding these terms, please contact our support team via WhatsApp. Our team is available to assist with account disputes, payment inquiries, and platform feedback.